AI Credit Scoring to boost lending profits and reduce NPLs
More Revenue
>20%
Increase in Approvals
Less Risk
>15%
Decrease in Loss Rates
Instant Decisions
<0.03 sec
Time for Decisions
More Efficiency
>50%
Reduced Operating Cost
is trusted by
How Works
Build Rapid, Custom Scorecards AI-automatically
Built by practitioners, creditX uses powerful proprietary AI (validated by regulators) to enable you to build and deploy high accuracy credit scorecards and decision rules easily.
Connect Your Data with our Platform
Internal
Data
External
Data
Alternate
Data
Automatically Builds, Validates, and Deploys Your Credit Scorecards
Application
Behaviour
Collection
One-click Deployment of Your Custom Scorecards, Instantly
Data Ingestion
- Connect to any data source
- Automated data validation
Data Treatment
- Transformation, standardization & hot encoding
- Bias Reduction
Feature Engineering & Variable Selection
- 100+ auto-derived variables
- Identify non-linear patterns
- ML boosted & correlation-based variable selection
Model Builder
- Set your model parameters
- Generate new models or change PD levels to see model impact
Model Validation & Explainability
- Cross-validate models with trained & testedframe works
- Advanced Explainability: Model & Decision
Model Deployment & Monitoring
- Single-click, API-based deployment
- Real-time decisioning
- Monitor performance with analysis & reports
Data Ingestion
Data Treatment
Feature Engineering & Variable Selection
Model Builder
Model Validation & Explainability
Model Deployment
1 Day
Other solutions (9-12 Months)
Connect Your Data with our Platform
Internal
Data
External
Data
Alternate
Data
Automatically Builds, Validates, and Deploys Your Credit Scorecards
Application
Behaviour
Collection
+ Learn More
One-click Deployment of Your Custom Scorecards, Instantly.
Why
Approve and Lend More, Profitably.
Highest Accuracy in the Market
Powerful AI/ML Algorithms.
Instant decisioning. Fully automated.
Fastest Time-to-Value for Lenders
Build scorecards in hours.
Affordably priced for banks & start-up lenders.
Compliance & Regulation Proof
Meet all regulatory & compliance requirements on data privacy. hosting & security
Built with Fair, Transparent and Explainable AI
finbots.ai is a proud member of the AI Verify Foundation, a global open-source community to build trustworthy AI, comprising solution providers, users, and policymakers.
creditX is one the first AI solutions to complete AI Verify, an AI Governance Testing Framework launched by the Singapore Government.
Built with Fair, Transparent and Explainable AI
creditX is amongst the first Fintech solutions globally to complete MAS Veritas and AI Verify, frameworks launched by the Singapore finance and technology regulators to objectively validate the quality and performance of AI solutions.
Practitioners in Finance.
Experts in AI and Tech.
Founded in Singapore, the finbots.ai team comprises former C-Suites, data scientists and technologists, combining global domain knowledge in finance with deep technological expertise to develop accessible next-generation fintech solutions worldwide.
See How Can Transform Your Business
Making Waves in the Financial Industry
-
finbots.ai partners with Fintech Galaxy
-
finbots.ai signs KBZ Bank in Myanmar.
-
finbots.ai partners with EDOMx in Nairobi, Kenya
Book a Demo
Let us show you how finbots creditX can help your lending business with a no-obligation call and demo.
COMPANY
CREDITX
GET IN TOUCH
GET IN TOUCH
Copyright © 2024 Finbots.AI
All Rights Reserved
